Find best priced car insurance

Car insurance is usually cheaper when you pay annually, because insurers add on a fee for monthly payments. Some insurers may not offer monthly payments, but because it can be an ever-increasing lump sum each year, many motorists see it as a way of helping spread the payment.

Car insurance is categorised on statistical risk, so there are several different factors taken into consideration when you get a quote for cover. This is why everyone pays a different price for their policy. You will find that more experienced drivers will usually get much cheaper insurance premiums. This is simply due to the cars they drive being statistically more powerful and that they drive more hours than women, amongst other factors. Or if you have expensive equipment as part of your job, it could be stolen from your car, therefore you present an increased risk.

We aim to show you car insurance quotes from as many insurance companies as possible, so that you can find the right policy for you. You can find out more about how we work here. MoneySuperMarket can help you find great deals on your car insurance. From single to multi-car deals, satellite-based telematics policies to insurance for classic cars, we search the market to get the best combination of protection and price. Check out our news and guide pages for more information.

Find out why the type of car you choose affects the cost of car insurance. Will you need to pay for learner driver insurance on top of tuition fees? Find out why the most compete level of cover isn't always the most expensive option. Insuring against high excess costs could save you money if you ever have to claim.

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If you're buying a new car, it's well worth considering gap insurance. Find out what telematics insurance is and whether it's right for you. Find out more about third party, fire and theft car insurance with out helpful guide. See how much car insurance costs in the UK based on over 6 years of data and millions of customer quotes. How many bad driving habits have you fallen into?

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Take our short test to see if you'd pass again now. Where in the UK are drivers most likely to have a conviction for drink or drug driving? Fuel costs vary significantly from garage to garage, find out how far you should drive for cheaper fuel. Find out the driving professions most likely to disappear in a driverless world, and those that are here to stay.

MoneySuperMarket gives you lots of clever ways to save a lot, by doing very little. So how do we make our money? But you might have other questions.

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Do we provide access to all the companies operating in a given market? Do we have commercial relationships or ownership ties that might make us feature one company above another? Log in Your email. Log in Forgotten password? Why buy cheap car insurance from us? See prices from insurance brands Get a quote in less than 5 mins It's fast, free and simple!

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Quoted on Edit details. See all your results Or get a brand new quote. Policy start date: Policy start date: Edit details Get today's prices. See all expired quotes Get a brand new quote. Which car insurance brands do we work with? How to compare car insurance quotes Find cheap car insurance quotes and stay on the road with MoneySuperMarket.

Auto Insurance Quote Comparison Made Easy.

It doesn't take long Pop in a few details about yourself, your car and driving history, and any named drivers. Manage your motoring costs Our app will send you helpful reminders when your insurance renewal, MOT and tax are due. A higher deductible typically makes your car insurance cheaper. From good student discounts to association discounts, there are plenty of discounts at your disposal.

However, not every insurance company has the same discounts available. The best way to know if you are getting all the discounts you should is to ask! Insurance companies see your credit score as a measure of your risk. If you have a higher credit score, you are less likely to file a claim. So, if you want cheaper car insurance, work on getting your credit score higher by paying your bills on time.

However, you can control your driving. If you have tickets and driving infractions, they will affect your auto insurance price. To get cheaper car insurance, practice safe driving habits, like driving the speed limit and avoiding distracted driving. Some companies will offer a discount just for allowing them to track your driving, while others will monitor while you drive and offer price reductions based on your skills. Car insurance hacks revealed!

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We'll show you all the tips and tricks for finding the most affordable rates online from some of the most reliable companies around. It's when you reach four points or more that you should change the way you act. Comparison sites let you compare s of insurers quickly but they don't capture the entire market as some large competitive insurers only offer their products directly.

So benchmark your cheapest comparison quotes against prices offered by the following insurers that you won't find unless you go direct:. If any providers that appear below are among your cheapest, use the links to buy instead and take advantage of special deals. You can't have had a Co-op policy on the same vehicle within the last 12 months. Haggling is not a must β€” especially if you want to try a new provider β€” but if you're looking to renew with your current insurer it is well worth getting on the phone to negotiate.

Once you've followed the steps above and got the overall cheapest price, pick up the phone and haggle. If your insurer can beat or match your best quote it saves having to switch policy. If that doesn't work and you're still in the mood, enlist the help of a broker.

And they were really friendly to boot. Once you know which your cheapest provider is, you need to check there aren't any hidden cashback deals. If your second or third-cheapest quotes weren't much more expensive, see if cashback's available for them too, and find the overall winner.

However, note there is no guarantee the quote will be the same going through a cashback site as it is going through a comparison site, so make sure you check the cost carefully. And be aware that the cashback comes from the cashback site, not the insurer, so getting the cashback relies on the deal 'tracking' correctly online. There can be issues with tracking and allocating the payment.

Many cashback sites are small firms with limited backing, and you've no protection if anything happens to them. Money held in your cashback site account has no protection at all if that company went bust. Always withdraw as soon as you're eligible. Double-check the quotes. Click through to the insurance provider's own website to read the quote thoroughly, as to speed up searches some comparison sites make a few assumptions. Examine the policy's coverage. Check whether it's suitable. If you want a free courtesy car if yours is being fixed, is it included?

While you're there, it's worth playing with the policy details to see if you can lower the price further.